HARNACKS INSURANCE BROKERS
FINANCIAL SERVICES PROVIDER FSP NUMBER
INSURANCE IS TIER 1 COMPREHENSIVE INSURANCE COVER FOR YOUR BIKES
cover while racing
cover while riding the Argus and all other events
Damage in transit
incurred whilst training
incurred whilst racing
Accident cover Death or permanent disability ( Cover in
respect of official racing events )
benefit of R 2000 ( Cover in respect of official racing events
counseling benefit of R 2000 as a result of a violent act of theft,
hold-up, hijacking or armed robbery
ARE AUTOMATICALLY INSURED IF YOUR TRIP IS CANCELLED FOR ANY REASON
a first for South Africa, Pedalsure has created a tailor-made product
developed especially for cycling enthusiasts. The Pedalsure Trip
Cancellation Policy covers you for financial loss should you
be unable to start or complete your cycling trip due to:
illness, injury or death involving you, your travel companion
or a close relative
damage, burglary, flooding or fire affecting your home, either
while you are away or within two days before your departure
being subjected to compulsory quarantine
city on your itinerary suffering a terrorist attack within two
weeks before your departure, leading you to abandon your trip
loss included unused pre-paid travel, accommodation and entry
fees into a cycling event.
Pedalsure Trip Cancellation Policy, underwritten by Hollard and
administered by Oojah Travel Protection, stops your travel hiccups
from becoming financial nightmares.
COVER IS OPTIONAL
is essential medical emergency protection for active sportspeople
and outdoor enthusiasts.
is especially popular with cyclists, dueathlon and triathlon athletes.
Medical cover needs to be immediately verifiable if you want rapid
and hassle free access to private medical care; and providing proof
of this cover can be a problem in a medical emergency, when minutes
solves this problem by making you instantly identifiable in a medical
emergency with the SweatBAND. Further, you will be allocated
a personal pin number printed on the band with the call centre number.
This means that a person is assured of immediate action in the event
of an accident.
RideSAFE Options Available ? RideSAFE provides the
member with a choice of either RideSAFE ID, RideSAFE 50 or
RideSAFE 100 which have different levels of hospital
ID includes the combination of ICE cover for free (road
or air) ambulance services and free ICE SweatBAND. (RideSAFE
ID does not include any hospital expenses cover)
50 and SweatSAFE 100 include all the ICE benefits of RideSAFE
ID, and in addition includes Hospital Expenses Cover (in event
of accidental injury); where
RideSAFE 50 with up to R50,000 hospital cover per person
per annum; and is recommended for members with adequate medical
cover RideSAFE 100 with up to R100,000 hospital cover per
person per annum; and is recommended for members with no
or inadequate medical cover The table below summarizes the options
available and the monthly premium payable for each.
RideSAFE covers the whole family for a single premium.
ICE RideSAFE is not a medical aid, nor is it an alternative
to medical aid cover.
ER24 BENEFIT HOSPITAL COVER MONTHLY PREMIUM
ID Full Nil R 44.00
50 Full R 50,000 per person R 70.00
100 Full R 100,000 per person R 100.00
Event Liability Cover
Organisers Pedalsure Event Liability Cover.
offer event liability cover for all cycling related events (Road,
MTB, Du Athlon, Triathlon, BMX, Track, Downhill etc
us for more information.
Wear & Tear
without forcible and violent entry / exit
from bike caddy if the bicycle was not locked onto the bike caddy
or damage to tyres by application of brakes or by road cuts, punctures
or bursts or by road inequalities
or electrical breakdown
due to and of which the underlying cause can be ascribed to latent
defects, metal fatigue or any other inherent vice or manufacturing
defect irrespective of whether or not the claim is entertained
by the manufacturer.