BikeSure Cycling Insurance

 

POLICY INFORMATION ABOUT PEDALSURE AND CYCLESURE...

BIKESURE HOME PROPOSAL FORM POLICY INFORMATION KING PRICE

 

 

PEDALSUREBikeSure Logo

BY HARNACKS INSURANCE BROKERS

AUTHORISED FINANCIAL SERVICES PROVIDER FSP NUMBER

 

 

PEDALSURE INSURANCE IS TIER 1 COMPREHENSIVE INSURANCE COVER FOR YOUR BIKES

  • Comprehensive cover while racing
  • Comprehensive cover while riding the Argus and all other events
  • Theft
  • Hijacking
  • Damage in transit
  • Damage incurred whilst training
  • Damage incurred whilst racing
  • Legal Liability cover
  • Personal Accident cover – Death or permanent disability ( Cover in respect of official racing events )
  • Medical benefit of R 2000 ( Cover in respect of official racing events )
  • Trauma counseling benefit of R 2000 as a result of a violent act of theft, hold-up, hijacking or armed robbery


YOU ARE AUTOMATICALLY INSURED IF YOUR TRIP IS CANCELLED FOR ANY REASON

 

In a first for South Africa, Pedalsure has created a tailor-made product developed especially for cycling enthusiasts. The Pedalsure Trip Cancellation Policy covers you for financial loss should you be unable to start or complete your cycling trip due to:

  • Unforeseen illness, injury or death involving you, your travel companion or a close relative
  • Being made redundant
  • Accidental damage, burglary, flooding or fire affecting your home, either while you are away or within two days before your departure
  • You being subjected to compulsory quarantine
  • A city on your itinerary suffering a terrorist attack within two weeks before your departure, leading you to abandon your trip
  • Financial loss included unused pre-paid travel, accommodation and entry fees into a cycling event.
  • The Pedalsure Trip Cancellation Policy, underwritten by Hollard and administered by Oojah Travel Protection, stops your travel hiccups from becoming financial nightmares.

 

SWEATSAFE COVER IS OPTIONAL

 

RideSAFE is essential medical emergency protection for active sportspeople and outdoor enthusiasts.

It is especially popular with cyclists, dueathlon and triathlon athletes. Medical cover needs to be immediately verifiable if you want rapid and hassle free access to private medical care; and providing proof of this cover can be a problem in a medical emergency, when minutes are precious.

RideSAFE solves this problem by making you instantly identifiable in a medical emergency with the SweatBAND. Further, you will be allocated a personal pin number printed on the band with the call centre number. This means that a person is assured of immediate action in the event of an accident.

The RideSAFE Options Available ? RideSAFE provides the member with a choice of either RideSAFE ID, RideSAFE 50 or RideSAFE 100 – which have different levels of hospital cover.

  • RideSAFE ID includes the combination of ICE cover for free (road or air) ambulance services and free ICE SweatBAND. (RideSAFE ID does not include any hospital expenses cover)
  • SweatSAFE 50 and SweatSAFE 100 include all the ICE benefits of RideSAFE ID, and in addition includes Hospital Expenses Cover (in event of accidental injury); where

RideSAFE 50 with up to R50,000 hospital cover per person per annum; and is recommended for members with adequate medical cover RideSAFE 100 with up to R100,000 hospital cover per person per annum; and is recommended for members with no – or inadequate medical cover The table below summarizes the options available and the monthly premium payable for each.

ICE RideSAFE covers the whole family for a single premium.

NB! ICE RideSAFE is not a medical aid, nor is it an alternative to medical aid cover.

 

OPTION ER24 BENEFIT HOSPITAL COVER MONTHLY PREMIUM

 

RideSAFE ID Full Nil R 44.00

RideSAFE 50 Full R 50,000 per person R 70.00

RideSAFE 100 Full R 100,000 per person R 100.00
Event Liability Cover

Race Organisers – Pedalsure Event Liability Cover.

We offer event liability cover for all cycling related events (Road, MTB, Du Athlon, Triathlon, BMX, Track, Downhill etc

Contact us for more information.

 

WHAT'S NOT COVERED

 

  • Wear & Tear
  • Gradual deteriation
  • Theft without forcible and violent entry / exit
  • Theft from bike caddy if the bicycle was not locked onto the bike caddy
  • Loss or damage to tyres by application of brakes or by road cuts, punctures or bursts or by road inequalities
  • Mechanical or electrical breakdown
  • Damage due to and of which the underlying cause can be ascribed to latent defects, metal fatigue or any other inherent vice or manufacturing defect irrespective of whether or not the claim is entertained by the manufacturer.
 

 

BIKESURE HOME | IMMEDIATE QUOTES | APPLICATION FORM | KING PRICE